Survivor Benefits

Survivor Benefits Articles

2010 Planning Calendar for You and Your Clients

Get on your clients' radar now with a customized calendar that includes financially important dates for them as well as family birthdays, anniversaries, and more. Best of all, you can preschedule your client events, meetings, and portfolio reviews. It will force you to plan your year in advance with the added benefit of getting in on your client's calendar early.

Same-Sex Couples' Not-So-Golden Years

If you have same-sex couples among your clients, be aware that gays and lesbians are at a disadvantage when it comes to retirement savings, mostly because of federal laws.

Using Life- and Health-Expectancy Scenarios in Financial Planning

Scenario planning shouldn't stop at retirement. Take married clients down that dark path of imagining what their situation might look like when one of them dies or becomes incapacitated. An early dose of reality can help you build a financial foundation for the surviving spouse.

Planning for a 30-Year Retirement

Helping baby boomers live out their golden years is going to be a challenge. Funding 30-year retirements will take financial planning prowess as you juggle the effects of inflation, distributions, taxes, asset allocation, and expenditures. Are you up to the task?